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Suppose you have a per-mile rate of 8 cents and a base rate of $48. You’ll submit the miles you drove each month, and your insurer will calculate your bill. If you drove 450 miles, your monthly bill would be $84. This includes your base rate of $48 plus $36 to cover the cost of 450 miles at 8 cents per mile.

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Registering a newly purchased vehicle or renewing your license plate at the DMV. Financing a vehicle, as proof of insurance to the seller or lender. Often, proof of insurance is in the form of a physical card that is mailed to you. Many companies will also email you the card to print out yourself, and some allow you to show proof on their app ...

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